Insurance plays a major role in countless legal and business disputes. Understanding how insurance fits into the analysis can positively impact the resolution. Nexsen Pruet’s Insurance Practice Group understands the many facets of insurance disputes and stands ready to provide insurance carriers, businesses, and individuals the kind of cost-effective, skilled representation that is needed.
Deep experience in insurance
Our insurance attorneys represent clients in many insurance-related matters, including substantial work in organization, licensing, regulation, examination and rate regulation in both the administrative and litigation areas. In addition, we are involved in direct representation of insurance companies in litigation and in the representation of their insureds, primarily in defense areas.
We have significant experience and resources in researching and drafting insurance coverage opinions for insurers, handling their coverage and bad faith litigation, and representing them in regulatory compliance matters. Nexsen Pruet attorneys represent clients at the state, regional and federal level.
Diverse capabilities in many areas
Nexsen Pruet’s diverse insurance practice enables us to handle routine and complex matters for commercial general liability, auto liability, property/casualty, life and health insurers, as well as for insureds, in first-party and third-party disputes. Our attorneys have years of experience handling professional liability claims for a variety of professions.
We also have extensive legal experience in litigation matters involving serious bodily injury, wrongful death, major property damage, business torts, intellectual property, lost profits, and declaratory, equitable, and injunctive relief. We have considerable courtroom experience and skills and have handled many insurance matters through trial and appeals in state and federal courts.
Our practice areas include:
- Advertising injury liability claims
- Alternative dispute resolution
- Arson/fraud/inflated claims
- Auto liability claims
- Bad faith/extra-contractual claims
- Business interruption claims
- Defense of first- and third-party liability claims
- Directors and officers liability claims
- Employment practices liability claims
- Environmental claims (pollution)
- ERISA claims
- Errors and omissions claims
- Excess and surplus lines claims
- Fidelity and surety claims
- Financial institution liability claims
- Insurance application misrepresentation claims
- Insurance fraud
- Life insurance claims
- Health/accident/disability claims
- Insurance agency claims
- Mediation/arbitration of insurance disputes
- Premises liability
- Premium disputes
- Professional liability claims
- Property/casualty/liability coverage claims
- Property subrogation claims
- Regulatory/licensing compliance
- Risk management
- Title insurance claims
- Unfair claim settlement practices claims
We excel at property subrogation
Our Property Subrogation and Recovery team regularly represents clients involved with all sorts of property loss cases, many of which are extremely complex. Our team handles complex multi-party cases involving fire losses, water and flood-related property losses, catastrophic structural failures, construction deficiencies, and mechanical and electrical defects and errors. We specialize in recovering monies for our insurance clients.
Experience in claims resulting from catastrophes
Our attorneys also have extensive experience in handling insurance matters that result from natural and manmade disasters, including the floods and hurricanes that so often plague the Carolinas, acts of nature, explosions, and fires. Beyond that, we are skilled in the numerous issues that can emerge from disasters, such as bad faith claims, errors and omissions, mishandled claims, business interruption, and the failure of agencies to procure appropriate coverage or policy limits.
Additionally, Nexsen Pruet’s Insurance Practice Group has worked extensively with federal government agencies, from FEMA to the Small Business Administration.
Premises liabilities experience
The firm represents self-insured clients owning stores and other properties in negligence claims brought against them for personal injury on premises. This includes shoppers slipping and falling, boxes or displays falling onto shoppers, and shoppers tripping over objects in the store. We have represented a wide range of grocery store chains, retailers, restaurants, and others in these kinds of claims.
A related area of the law involves claims for false imprisonment, malicious prosecution, or defamation made by customers who believe they were wrongly accused of shoplifting, or who were wrongly reported to have written a bad check. These kinds of claims arise often in a retail setting, and we have handled these for insurance company and retail clients.